| Published: | Aug 04, 2026 | Vacancy: | Not Specified | Gender: | No Preference |
| Age: | Maximum 40 years | Career Level: | Experience: | 2 | |
| Salary: | N/A | Location: | Dhaka |
Education
Experience
Additional Requirements
Requirements
Age: Maximum 40 years.
5 years of experience in a reputed commercial bank, including at least 2 years of experience in a similar role or Credit Risk Management (CRM).
Graduation/Post-Graduation (preferably in Business or a related discipline) from a recognized public or private university with no Third Class/Division in any academic examination.
centralized, real-time online banking environment will be preferred.
Lending Operations, Credit Management, Foreign Trade Operations, and Bangladesh Bank CRM Guidelines.
Bank Company Act, Bangladesh Bank regulations, internal credit policies, and AML/KYC compliance requirements.
Microsoft Office applications and core banking software.
Review and analyze credit proposals received from Business and Relationship Management (RM) units for new, renewal, enhancement, restructuring, and rescheduling facilities.
Prepare comprehensive Credit Memorandums (Credit Memos) for approval by Management, the Executive Committee (EC), and the Board of Directors, including detailed risk assessments, mitigating factors, and recommendations.
Conduct in-depth financial analysis of borrowers by evaluating repayment capacity, cash flow, profitability, leverage, liquidity, and debt servicing ability.
Identify and assess key business, industry, management, operational, and repayment risks, recommending appropriate risk mitigation measures.
Coordinate with Branches, Corporate Banking, SME Banking, Operations, Legal, Compliance, and Credit Administration teams to facilitate efficient credit processing.
Conduct independent visits to customer business premises, factories, and collateral locations to evaluate business operations, management capability, market position, inventory, credit utilization, and overall creditworthiness.
Monitor borrowers' financial performance, covenant compliance, regulatory adherence, and early warning indicators, recommending timely corrective actions to maintain portfolio quality.
Other Benefits
Work from Office
Type: Full Time/Permanent
Dhaka
Address: Dhaka
Business Type : Bank/Non-Bank Fin. Institution
এই চাকরির বিজ্ঞাপনে প্রদত্ত তথ্যের ভিত্তিতে যদি বিজ্ঞাপন দাতা প্রতিষ্ঠান আপনার কাছ থেকে কোন অর্থ দাবি করে, অথবা কোন ধরনের ভুল বা বিভ্রান্তিকর তথ্য প্রদান করে, তবে অনুগ্রহ করে অবিলম্বে আমাদেরকে জানান অথবা সংশ্লিষ্ট জবটি রিপোর্ট করুন। চাকরি পাওয়ার জন্য BDJobs Live কাউকে কোন ব্যক্তিগত বা প্রতিষ্ঠানকে অর্থ প্রদান করতে উৎসাহিত করে না। কোন ধরনের অর্থ লেনদেনের দায় BDJobs Live বহন করবে না।
